How to Make Your Own Payment System in 2022 and Profit in Fintech

Consider another option on the list if you want a comprehensive payment solution. The checkout process takes place on the merchant’s site, but the payment is handled by a third-party payment gateway. While it allows a faster payment process, it doesn’t offer full technical support like a hosted service.

Best white-label payment service providers

Instant issuance of personalized virtual cards for various purposes. Virtual cards enable you to make instant payments, transfers, and online purchases in an even more secure and reliable way. Leverage our long-standing relationship with the world’s leading sponsor bank and create an entire payments ecosystem from scratch in as little as 30 days.

You can test drive the product or service

Integrating MONEI as your payment gateway will help you boost your conversion rates. Insanely Simple We designed MONEI in a way that anyone can use it. Today you, tomorrow your six years old child on their way to conquer the business world. Few clicks here and there, and that’s all there is to it. Whether you are a merchant or a reseller shopping around various white-label payment solutions, you need to know your options.

Best white-label payment service providers

Offering skills and tapping into a diverse range of industries. We provide support and consulting on business matters as well as risk monitoring on merchants’ requests during business hours. FroogalPay is a user-friendly Virtual Terminal/Invoicing System/Pay Now Button platform for merchants that turbocharges how 135+ payment gateways process credit cards and ACH. Your sales expertise and connections are important because FroogalPay sells through you.

Benefits of white-label banking

It involves choosing the payment server, integrating with a processor, creating a customer database, and implementing legal and security requirements like tokenization, EMV, and PCI DSS. Authorize.net works with a wide variety of processors, POS systems, and prominent card companies, making it easy for merchants to add payment methods. The anonymized digital token system and EMVCo adoption make Apple Pay one of the most secure payment solutions.

We believe that the protection of our clients’ and their end-users’ data is fundamental to our mission — helping build a better internet. We roll out a merchant portal on your domain and under your brand. It’s a place where your merchants can manage their transactions, monitor activity, view balances, etc. Alleviate the risks by flagging suspicious transactions, defining risk profiles per merchant, and connecting to third-party services via API. Check out our complete guide on building mobile enterprise applications — their types, benefits, challenges, development stages, and costs. Instead of relying on legacy software that runs on a monolithic architecture, build a new system that relies on several microservices to function.

They let their customer take payments over the phone or even email orders. These reports to make the necessary adjustments to your services to meet the need of your merchants. Also, they grant access to customer data to streamline digital commerce operations.

Given that an average integration with a white-label system takes up to one month, it speeds things up for merchants all set and ready to start selling. Starting sooner rather than later is essential to the success of your business. Check out our complete business guide on hiring mobile app developers in Australia and save your time and money. Doing the bare minimum when building a payment system will keep you stuck at the bottom of the barrel. Instead of only adding core features, use advanced tools to attract a new audience to your gateway solution.

Compliance standards

Building and maintaining a payments infrastructure is extremely resource-intensive. Besides developing the technology, ISVs would also need to build relationships https://xcritical.com/ with sponsor banks in order to facilitate payments. This can cost millions of dollars in time and money—something that small businesses can’t afford.

Best white-label payment service providers

IXOPAY is a best-of-breed, highly scalable and PCI-certified payment orchestration platform for white label clients and enterprise merchants. Fully PCI compliant card vaulting, smart transaction routing, monitoring and reporting, post processing, reconciliation and settlements. PayPipes is build to simplify connectivity and management of Acquiring Banks, Alternative Payments and Risk Management Tools.


Its main purpose is to secure payment processing from user authentication to fund settlement. Show your customers that they are in the best hands with a seamless payment process in your online shop’s look and feel. Bring your brand into focus and win your customers’ trust. With a white label payment gateway, you can increase your revenue. In this article we are going to describe the concepts of white-label payment gateway and white-label payment processing.

Best white-label payment service providers

MONEI can be integrated directly into your website or online store with just one simple line of code . MONEI protects you against fraud, can issue refunds and helps your business succeed. It’s the simplest white label payment gateway and cheapest way to start making money on your site. Moving money with ease Move your money online transparently and securely — no paperwork or compliance when accepting payments to start a business.

Best Payment Gateway Providers for eCommerce Businesses

A top-notch white-label payment platform that fits perfectly with its customers’ needs. Hence, you can easily deploy your payment services anywhere using Hips’ Global Payment Network. ECOM stands for electronic commerce and refers to every transaction done via eCommerce platforms.

  • Get the guide and discover 18 tips for offering rebrandable solutions to your local business clients.
  • White label partnerships can help you offer services of managing clients’ checking and savings accounts.
  • The payment gateway provider must be able to offer you the liberty to get anyone on board and do business with them.
  • A payment gateway often connects several acquiring banks and payment methods under one system.
  • As an example, consider the partnership between ABN Amro and Tink, whose open banking platform forms the basis of ABN Amro’s new banking app, Grip.

White label payment gateways give a wide range of companies the ability to step into the payments business. Payment orchestration platform Corefy also offers such a solution. We named it a White label payment provider, highlighting that it allows you not just to process payments but to enter the payment market as a service vendor.

White labeling products: You want to land both more and bigger clients (scale, scale, scale)

The implementation of required payment integrations might take time. Developing a custom feature-packed payment system is a sure way to make your company a reputable name in fintech. Combine brainstorming with solid research to figure out the type of gateway you want to build, and follow the guidelines in this article to fine-tune your product roadmap. When creating your own gateway, don’t forget about testing and compliance standards. And — as important as any other aspect, if not more so — make the system scalable and secure enough to handle massive transaction volumes safely. The payment gateway development cost might take between $200K and $250K.But if you want to pay for APIs and other third-party features, think of an extra $20K to $30K for integration.

Melio is a free solution you may use on your PC or smartphone to pay invoices by bank transfer for free, even for suppliers who only accept checks. This works for busy entrepreneurs and professionals who want to pay invoices and manage cash flow on the go without spending a lot on accounts payable software. Make sure to ask about all of these features’ customizability, so you know what to expect from the white label provider and if you want to go with them.

With white-labeling, ISOs, ISVs, and acquirers get to brand and sell these services as their own. Offering integrated payments as part of their solutions. As the owner, you’re free to open merchant accounts on the platform and onboard your clients. Use your Dashboard for convenient management of all operations. We offer customisable payment pages, applying clients’ brands to them.

What’s included in the White label solution?

Integrating banks, processors, online payment portals, and payment service providers to offer a competitive selection of payment methods, currencies, and tools to customers. Speaking of scaling, when you white label digital agency services, you are simply responsible for billing the client. At the end of the day, you can’t do everything and sometimes hiring a fleet of new staff is unfeasible. When selling white label products with added services, there is an efficient onboarding and education process for clients. After that, when they have issues, the white labeling companies have digital agents running the support for you and doing the heavy lifting. You want to add more white label products and services, but you want to do this under your company’s name.


It’s our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. This is a payment platform for developers who are looking to create secure payment experiences for retail, eCommerce, and business applications. You’re free to choose any payment partner whose international online payment solution matches your needs. Without a white label, you’d have to spend money, effort, and time establishing connections with APIs of payment service providers and banks. Payment service providers can use the IXOPAY white label solution to create their own merchant and user accounts and set up individual payment methods for each merchant.

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